Cash Back on Fuel; 55 Days Interest-Free; Low Monthly Fee . Spend R300 or more at Pet Babies and stand a chance to WIN* a R10 000 Pet Babies voucher. 28 per gallon for regular fuel and $3. One-year and two-year fixed term with no withdrawals. 1. 0860 110 161. 5p and will be paid in 1 month . Annually. ATM limits Daily chip and PIN card cash withdrawal limit Local ATMs R6 000 International ATMs R20 000 Other features Investec Rewards There’s no limit on the number of Rewards points you can earn, and they never expire. Find the closest Speedway store or gas station and filter by amenities like car wash, ATM, and diesel gas. Southeast. Several other gas station brands also have “universal” fuel or fleet cards that offer rewards on gas and are accepted at most. 2 The. The Fuel Rewards® member status tiers are Platinum, Gold, and Silver. Yes, you can do this online 24/7/365. If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional private banking service that is designed to suit your individual needs, contact us directly or complete the form below. Capital on Tap - Business Rewards Credit Card. If you'd like to visit our new office for a conversation about your wealth management. Our top picks offer up to 3% back on gas, plus up to 5% back on other purchases. Chase Freedom Unlimited® – Best rewards credit card for gas purchases. 6 /5. 8. Please note: Meijer fuel rewards may not be redeemed in the state of Wisconsin. 05 % AER* / gross p. TymeBank Credit Card: Distinguished by its. And, the card comes with a 0% intro APR for 15 months. Shell V-Power® NiTRO+ Premium Gasoline. The Shell Fuel Rewards Mastercard offers discounts on gas purchases at Shell stations, as well as rewards for other purchases. 29% of the deposit value. 33 — which can add up especially if you're traveling hundreds of miles to meet up with loved ones. Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. Overview. Ingles. The Shell Fuel Rewards ® Card comes with the following benefits: 🏅Instant Shell Fuel Rewards ® Gold Status. According to our latest poll,. 10 All international fares quoted exclude VAT, but include airport taxes, security tax, fuel surcharges and the booking. Investec Rewards Terms and Conditions Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. And enjoy complimentary access to local and international departure airport. Investec has a reward program that lets people use their points to buy things. You don’t need a private bank account and can save from R100,000. Save 12¢ per gallon on premium fuel, 10¢ per gallon on other fuel grades every day. Maximum of 20 gallons per fill-up when redeeming Platinum Status combined with other offers. 50 Transaction charges Purchases (in-store and online) Included. Cub's App. Enrollment necessary. To make use of the Bidvest McCarthy service, please call 0860 22 33 54 or visit Have an active FNB Private Wealth Current or Single Facility account and: ensure it has a deposit of at least R44 500 per month; or. Investec Rewards does more than recognise your partnership. said in a research note published Friday that Russia's ban on fuel exports was a major development ahead of the Northern. Circle K Easy Rewards. Absa Rewards’ preferred filling station is Sasol, with rewards of 0. S. Protect what matters most. Working in the economic field at Investec, Annabel heads up a team, which focusses on the macroeconomic, financial. The higher your partnership level, the. Cub Fuel Rewards help you save at the pump! Buy groceries online or in-store using your My Cub Rewards number. The Fuel Rewards Network, FRN, is a free loyalty program for Shell. Be it individual investors or large corporations, our Investment Management experts build. You will receive an SMS voucher within. 5. That makes this. 830 internships through YES and our. Bank Altitude® Go Visa Signature. Result: Up to 20 cents off per gallon of premium fuel and 15 cents off per gallon of standard fuel. S. Clarity would mark Investec’s first foray into mass-market investing, competing with the country’s largest banks and EasyEquities. 53,600 children benefit from conservation and education enrichment programmes. Up to 20% back on fuel purchases at BP and Shell;. The report found that the. Fuel Rewards, Grocer rewards, payment cards and more. Oil, fuel and toll transactions using the Select Card, per transaction R5. Investec Securities (US) LLC is a US Securities and Exchange Commission registered broker-dealer and a member of the Financial Industry Regulatory Authority Inc. For every successful referral, earn R3 750 or. 30 on gas purchases. Gift Cards: Earn 2 Fuel Points for each $1 spend on most gift cards. The Blue Cash Preferred® Card from American Express is the best everyday card for grocery store purchases, bar none. No, the Investec Rewards programme is designed to reward you at every stage of your life, whether you are in a lending or savings stage. Search. Definitions: "account" means an account of only a main account holder which Investec maintains for the main account holder; "account holder" means the main account holder of a Private Bank Account; "active account" means an account which contains a positive balance and the card or any facility. Investec has previously. You’ll earn rewards on fuel purchases and everything you buy inside the gas station. A digital investment platform accessed through Investec Online provides clients access to invest in selected investments aligned to their investment objectives. Your 5¢/gal reward for Gold Status will stack with any other rewards in your Fuel Rewards account. Copies of the Code and the Ombudsman’s details are available on request or visit. 1. Shopping points can be used any time. Maximum of 20 gallons per fill-up when redeeming Platinum Status combined with other offers. Fuel Rewards members always pay less at the pump. S. At Investec we continue to focus on how prolonged high global gas and energy prices are impacting UK consumers and the economy more widely. length]}). When you accrue 2,000 points, you'll save $2 at the pump. S. This app will get you 5 cents per gallon off at Shell stations. Investec Private Banking’s enhanced Rewards programme, introduced on Wednesday 5 October 2022, focuses on giving back in a way that contributes to clients’ overall banking and wealth solutions with the niche South African private bank. Fuel Rewards® members get Instant Gold Status and get rewarded for every fill at Shell. The name and branding change will be rolled out following completion of the firm’s demerger from. 13. PDF (3. When you’re on the go, the Investec App goes further. Citibank is not responsible for rewards offered through the Fuel Rewards® program. Online banking functionality. Shell's Fuel Rewards program has a partnership with American Airlines, where drivers can earn 2 AAdvantage Miles for every gallon of Shell gasoline purchased. 50 off per gallon with a maximum of 20 gallons per transaction. Join the program for free, it’s quick and easy to get started. Your Investec Online session will time out in. To move money in and out of your account, you need to link it to a UK current account held in your name. 13 "Rewards Programme" refers to Investec Rewards which is the rewards programme offered by Investec to the account holder, which entitles the account holder to earn. infosec engineer (Former Employee) - Sandton, Gauteng - 10 August 2017. Feel secure with $0 liability on unauthorized charges. The qualification quarter to earn Platinum in Q1 2025 will be 10/1/2024 through 12/31/2024. Rewards. Search. The Investec Private Business Bank account is a cheque account with a R305. Blue Cash Preferred® Card from American Express – Best for gas cash back card. Dispenser may require a price of up to 10. MINNEAPOLIS — Cub Foods, a division of Supervalu here, and Holiday Cos. Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. Traditionally Sasol suppliers have engaged with us via fax; fax to e-mail and other manual mechanisms. Hydrogen has long been called the fuel of the future, and it stands to reason therefore, that countries that are well-endowed with renewable sources of energy,… Investec on LinkedIn: Hydrogen – The Fuel of South Africa’s Green FutureSign in. Investec Group. Investec Private Banking is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. The Sam’s Club Mastercard offers 5% back as Sam’s Cash on gasoline purchases at any gas station, up to $6,000 spent each year. And much more on the Investec Private Client App. Purchases made at locations. 5%. Our team of graduate professionals is ready to assist you 24/7/365. To access our trial Investec referral programme please sign in using the email address we contacted you on. * Fuels. The Shell Fuel Rewards® Card is the baseline Shell credit card. Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. In fact, because fuel costs make up such a small percentage of the average American budget (we spend about $5,000 on fuel each year), many people find that they can get better rewards with general cash back credit cards, travel credit cards or even grocery store credit cards. For questions or concerns about your Fuel Rewards® account, please call the Fuel Rewards® Help Desk at 1-888-603-0473 or you may e-mail them at support@fuelrewards. Beginning 7/16/2023, purchasing Shell V-Power NiTRO+ Premium gasoline will count as 2 Trips towards your Tier Status. Currently, there’s no e-mail provided on their website, the only option is for the Investec Bank of Mauritius at mruclientrelations@investec. The best gas credit cards don’t always come from gas stations. While this is a self-service and digital. A competitive debit rate of up to prime;. Mileage tracking reports will not be provided to the account holder. Contact our global Client Support Centre available 24/7/365. Plenty of employee benefits. Private Selection is exactly that – a selection of exclusive offerings for Private Banking clients, selected and curated for you by the Private Selection team. For Wealth & Investment queries contact: South Africa Support Desk Tel: 0861 003 020 / +27 11 290 8820. REDEEM. But there is a limit to how many Fuel Rewards you can redeem at once. Investec Bank PLC’s Power and Infrastructure Finance team (“Investec”) was awarded Conventional Power Lead Arranger of the Year in the 17th annual Power Finance & Risk (“PFR”) awards, which celebrate the most impressive renewable energy and power project sponsors, lenders, advisers, investors and deals. Citing Rev. Digital. length]}). and Puerto Rico gas stations (first $6,000 per year, then 1%) Sunoco Gas Card. With Circle K Easy Fuel Rewards Program, you earn 10 points per gallon on gas purchases and 20 points per dollar spent on store purchases like food and alcoholic beverages. How it Works. MENLYN MALL ,LF41A CNR ATTERBURY ROAD & LOIS AVENUE,MENLO PARK,PRETORIA. Pair your device to Garmin Connect. Investec Private Banking's enhanced rewards programme, which was introduced in October 2022, focuses on giving back in a way that contributes to clients' overall banking and wealth solutions with. co. Earn 2 Fuel Points for every $1 you spend** every day, any way you shop. The bank gives you. Click on the icon of your device at the top of the Garmin Connect App and select Garmin Pay. Using the example below, we’ll show you how you could earn a. The Investec Black Card is a well-known private banking account in South Africa, particularly among young professionals. (24 to 27 November 2023)off every fill. BPme Rewards gas station loyalty program. Chief Economist of Investec Ltd. 28 per gallon. A law firm hired by investment bank Investec to review its governance, after it was caught up in a controversy around a fraudulent financial trading scheme. 05% AER* Fixed Rate Saver Make your money work harder, by depositing your money for a fixed term and earning a higher rate with our Fixed Rate Saver. Listen in every second Wednesday for an in-depth look at what's moving markets. Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. 3,600 every year through this. . Earn 75 Fuel Points for each 90-day script. Up to 20% back on fuel purchases at BP and Shell;. ensure it has a deposit of at least R150 000 over the previous 3 months; or. Investec Online gives you. Investec Private Banking is committed to the Code of Banking. 60 on gas. Young professionals can benefit from lower fees and exclusions, such as 100% loans. 1. Long hours without overtime. Absa Rewards’ preferred filling station is Sasol, with rewards of 0. The enhanced programme has created greater visibility of Investec Rewards as it fits into clients’ day-to-day world, with accessibility from digital channels and touchpoints. Furthermore, the account charges a 1. The enhanced programme has created greater visibility of Investec Rewards as it fits into clients’ day-to-day world, with accessibility from digital channels and touchpoints. The Fuel Rewards® Program. 13 “Rewards Programme” refers to Investec Rewards which is the rewards programme offered by Investec to the account holder, which entitles the account holder to earn Rewards points on qualifying transactions and qualifying balances and to redeem those Rewards points for rewards offered by partners, in accordance with the rules; 8. • Partner Additional Rewards points earned on card purchases • Bloomable • Gant • Le Creuset NetFlorist • Pandora • Spas of Distinction 1 additional Rewards point for every R5 spent Keep up to date with investment instruments through Markets Watchlist. You'll earn 10 cents off per gallon at Holiday Station Stores for every $100 you spend at Cub. Channel Islands Support Desk Tel: +44 1481 706959. Suggested Searches ({[suggestions. 0. To move money in and out of. Investec Asset Management: 22 750 109: 3,7: 3,5: Black Rock Incorporated: 22 468 160: 3,6: 3,5:. Yes, there is a universal gas card, the 76® Universal Card, which can be used at 95% of U. 8 million generated from the recent completion of our business combination with ArcLight Clean Transition Corp. Visit a participating Shell station and swipe your Fuel Rewards card or enter your Alt ID. . Several traditional rewards credit cards now offer fuel rewards, but work in a different way. The annual fee is $0. Annabel holds an MCom Cum Laude (Economics and econometrics) and has worked in the macroeconomic, risk, financial market and econometric fields, among others, for around 25 years. S. Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. Consumers who spend $100 inside a Pick ‘n Save, Copps, or Metro Market store will receive a 10-cent reward to be used for BP fuel at participating BP sites. WSA. 13. Free access for up to four children under the age of 12 years. length]}) To receive our Commodities newsletters on Oil or/and Power & Gas please complete the form below. Annual fee: $0. Save at the pump when you lower your price-per-gallon. 5% on selected items in-store at Shell fuel stations (excluding airtime, tobacco and so on. ‘As a bank, Investec has built its strong proposition around its clients and staying close to their. 3 Full payment for your purchase will be debited from your Investec Visa credit card. Risk and reward profile Lower risk Higher risk Potentially lower rewards Potentially higher rewardsFuel Rewards ® savings are limited to thirty-five (35) gallons of fuel per purchase of the required V-Power Nitro+ Premium gasoline. Menlyn. Please note: Meijer fuel rewards may not be redeemed in the state of Wisconsin. A business loan with Investec offers quick approval for a large amount at a low-interest rate starting from 7% and a convenient repayment term – from small business finance to revolving lines of credit. Investec Life Limited, a member of the Investec Group, is a licensed Life Insurance Company (Reg. Ink Business. 3. Circle K Easy Rewards. Call me back. Investec Private Banking. Terms and Conditions of the Shell | Fuel Rewards ® Credit Card rewards program apply. With Investec Rewards, you can earn points when you use your Visa-linked business card online or in-store or at Travel by Investec. a. New for 2023. 3. Investec Private Banking is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Investec Wealth & Investment. We may use your personal data to provide you with services you request from us or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and. Enjoy $12. The monthly fee will then increase to R575. Investec, the investment bank, has estimated that Britain’s energy price cap will have to be lifted to £1,995-a-year per household from April when the limit is next altered by the regulator. form 8. It provides rewards on spending, basic travel insurance, and exclusive brand benefits. The Fuel Rewards® Program. 🟨 Investec: Private Bank: R70,000 ZAR: Personalised: 42 Days: 🟩 Diners Club: Platinum: R41,667 ZAR: Personalised:. Shopping points can be used any time. You will be able to get vehicle finance of up to R200,000 with a low-interest rate that starts at only 10% and has repayment terms of up to 60 months. Investec Private Banking is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. This is because the account appeals to young professionals more than any other group. 4bn Note: Figures on these pages relate to the year ended 31 March 2023. Earning structure: Cardholders earn 5% cash back on non-fuel purchases at BP. Search. That means you’ll earn rewards everywhere you go, but a slightly larger rate of rewards. United Kingdom Support Desk Tel: 0345 521 8482 / +44 20 3984 0345. No fees apply and you start earning one Rewards point for every R10 you spend, online and in-store, with any Investec Visa card linked to the Private Business Account. Find out more. Earn points with Capital on Tap’s Business Rewards Credit Card that you can redeem for 1% cashback, Avios or gift cards. S. Additionally, you can save 10% on your first $1,200 of Shell non-fuel purchases every year. But since you specifically mentioned you’re comparing the private banking options, I would. Trunow partner stations offer 1% cash back on all gas receipts and allow you to redeem your rewards in the station. Find and read Investec's latest year-end and interim results and view investor briefing presentations from the. Application and Accreditation. 6. 2. 5 million previously. 4 the account holder and the account are in good standing. What if my mPerks fuel reward doesn't work? Please contact Customer Care at 1-877-363-4537. ‡. If you’re searching for a loyalty programme that gives you more control, flexibility and choice, then Investec Rewards is set to unlock deep value for you and your family. 5% and 2. Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. gas stations and offers up to 7 cents off per gallon at 76, Conoco, and Phillips 66 stations. 20 reward points on spending every INR. (24 to 27 November 2023)No Investec Rewards will be earned for purchases made with this card. Fuelperks!6. At that date there were 602. Flash Offer. Bank@investec. SAVE 10c/GAL: Fill up 12X in 3 months (10 gallons minimum per fill up) and achieve Platinum Status!Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. It rewards our clients for partnering with us to meet their financial needs. . and the UK, as defined in the Investec Global Strategy Fund’s (“IGSF”) prospectus (section 3). Investec Bank plc 2020. After that period, members will need to fill up with at least 10 gallons six times or more during the qualification period to maintain Gold Status. Guest entry can be purchased at the lounge. Of these attacks, 63 billion were targeted at retail, travel and hospitality. Earn 3%. Pay touchless for your fuel loyalty discounts: Mobile Pay : To pay via the 7Rewards loyalty program in the 7‑Eleven app, simply upgrade the 7‑Eleven® app to the most current version and set up a credit or debit card under payment in account settings. Simply type in your 7Rewards verified phone number at the pump to get the fuel rewards. Fuel Rewards ® savings are limited to 20 gallons of fuel per purchase, per vehicle or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. Investec Online gives you. You will earn 3 points per gallon on fuel and 2 points for every $1 you spend in the convenience store or on car washes. Beginning 7/16/2023, purchasing Shell V-Power NiTRO+ Premium gasoline will count as 2 Trips towards your Tier Status. Our in-house experts have strong technical understanding of the energy sector, staying in tune with the challenges of the industry while establishing long. It’s designed to enable a host of core banking activities on the move, with built in security to keep your business finances safe and private. Consumers are able to accumulate their fuel rewards and redeem up to $1 off per gallon, on up to. $0 intro annual fee for the first year, then $95. Location. Save at the pump when you lower your price-per-gallon. Plus, get 5% back on the first $1,200 spent on non-fuel purchases per year, earned as a statement credit. New members that go to 10YearsofFR. Earn 5% real cash back on purchases. 15. Investec Limited has been rated a level 2 BEE contributor for the financial year ended 31 March 2022. 2. Tel: +44 (0)20 7597 4050. Investec Rewards offers special perks and benefits to its members, rewarding you with every rand you spend. ‘As a bank, Investec has built its strong proposition around its clients and staying close to their. Investec equity research analysts Herbert Kharivhe and Ross Krige give their analysis on the loadshedding outlook for the rest of winter and beyond in this episode of No Ordinary Wednesday. . You earn points worth 3 cents per gallon of gas and 2 cents for every dollar you spend on car washes or at the store. Partner Additional Rewards points earned on card purchases • Bloomable • Gant • Le Creuset NetFlorist • Pandora • Spas of Distinction 1 additional Rewards point for every R5. Members can redeem those points for coupons towards their favorite items or get discounts on gas with our fuel rewards. Included This standalone rewards programme earns motorists instant cash rewards of 15c per litre as well as 0. earn one Rewards point for every R5 you spend, up to a maximum of 200 000 Rewards points per vehicle. * Platinum Status is earned with 12 fill-ups over 3 months. Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. For assistance, please contact the 24/7 Global Client Support Centre on: SA: 0860 110 161 or +27 11 286 9663. Monthly Jet Fuel Update. Terms & Conditions *Offer begins September 24, 2023 and ends April 16, 2024 ("Offer Period"). Set-up your Garmin Connect account or sign into an existing account. CEO of eBucks Rewards, Johan Moolman, says that with this extra benefit, “A customer who uses FNB Aspire would have earned 60 cents per litre at Engen, but due to this benefit, they could earn. Suggested Searches ({[suggestions. 5% off In-store. 5% cash back on selected. Rewards: Earn 8 points per $1 spent on Hotels By Wyndham and gas purchases, 5 points per $1 spent on marketing, advertising and utilities and 1 point per $1 spent on all other purchases. A helping hand. Investec Black Card Review 2023. Managed entirely online, separate to Investec Online; Gross rate interest 4. Investec charges R535 per month for its private bank account, with a host of benefits: Absa Private Banking Absa’s Private Banking option carries the lowest barrier to entry, and carries a fee. Plus, get 5% back on the first $1,200 spent on non-fuel purchases per year, earned as a statement credit. head of commodities at Investec, said. All fuel grades count toward Platinum Status. Phone call: call the merchant's support number and provide card details. za. Investec | 428,331 followers on LinkedIn. Investec Private Banking Account requires a monthly fee of R555, and includes the following benefits: Earn one Rewards point for every R5 spent on your Investec Visa card. 16. Copies of the Code and the Ombudsman’s details are available on request or visit. 75% and 2. Estimated first-year savings: $31. , Jan. 1987*. Your earn rate is determined by your partnership level. The card offers 5% cashback on fuel expenses, railway ticket bookings, groceries, bill payment, mobile recharge and spends on PayZapp/EasyEMI/ SmartBUY. Your Fuel Rewards are valid on any purchase of fuel, up to 20 gallons. The Exxon Mobil Rewards+ program is a gas rewards program that is specifically designed to help frequent Exxon and Mobil gas station customers save money on fuel and in-store purchases. 8 Investec Bank limited / Forex BoP South African resident - Individual Category BoP Code Sub Code Description Import payments Imports 103 01 Import payment (excluding capital goods, gold, platinum, crude oil, refined petroleum products, diamonds, steel, coal, iron ore and goods imported via the South African Post Office)Investec and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regard to personal data. 13. These Investec Rewards Programme terms and conditions ("Terms") form part of, and are deemed to be, incorporated in the Private Bank Account terms and conditions ("agreement") and constitute an agreement between Investec and the account holder. manage your wealth and fuel your business growth. Up to 50% back in Rewards Points on flights booked through the UCount Travel Mall . 2. Result: Up to. Contact. To find out more about our banking services, call us or complete our call-back form. Through our Dividends Rewards Programme, for every 7 500 Dividends points you redeem online, you can get a V & A Waterfront gift voucher to the value of. The support is available 24/7 both for South Africa and the UK at the telephone number: 0345 521 8482 and South African number: 0861 003 020. 75% and 2. If you fill up regularly at a Shell station, you’d definitely want to consider joining the reward program. Choose between Gold or Rose Gold for your card design. ‘In short, we’ve created a platform, which integrates with their online Private Banking journey, to give convenient access to the Investec Rewards programme,’ she. Contact. With an Investec fixed term deposit savings account, you can save for a longer term by investing your funds for one month to five years, earning a competitive interest rate. 16 March 2020 - Ninety One, formerly Investec Asset Management, is pleased to announce the completion of its demerger from Investec Group and the official launch of the Ninety One brand - the final step in its journey to becoming an independent global asset manager. View redemption partners here. Dividend Summary. Highly competitive and supportive management. 5 (ept/ri) public dealing disclosure by an exempt principal trader with recognised intermediary status dealing in a client-serving capacity rule 8. Receive all the same benefits as Kwik Rewards members with a single card. 1 Payment can be made in either Investec Rewards points or Rand or a combination of Investec Rewards points and Rand. Founded in 2003, the Company focuses on professional services recruitment, employs a team of over 185 experienced consultants and has offices in London, Guildford, Milton Keynes, Oxford, St Albans and New York. How it works: JOIN: Join the Fuel Rewards® program and save 5c/gal on every fill up with Complimentary Gold Status. That’s why we’ve launched Private Selection to reward your worth beyond your wealth. length]}). com to join the Fuel Rewards program will earn 25 cents off per gallon discount after their first fill-up using their Fuel Rewards account (maximum 20 gallons. 9m, net fee income of £21. In this podcast series, Investec Wealth & Investment’s wealth managers and investment specialists provide insight into all you need to know as you start your wealth creation journey, unpacking money and investing, the financial market forces shaping investments, stock market trading, real estate investing, and more.